28 year periods, to analyse at frequent intervals, the impact of the ageing population on the sustainability of the system and to consider the key recommendations. The success of the NIS today is testimony that our policies, strategies and internal, as well as external stakeholder support throughout the years, have combined to assure protection of the working population and their dependents against contingencies. I am therefore confident that a true appreciation and acceptance of the interconnectedness of our core values, such as customer service and teamwork, will continue to place the NIBTT in good stead and guarantee the prudent operation and management of the NIS . I must take this opportunity to express my sincerest gratitude to our Chairman and Board of Directors whose support during the transformation process, have been exceptional. It is through the combined efforts of all stakeholders coming together synergistically, that the NIBTT is therefore poised to face future challenges. Niala Persad-Poliah Executive Director November 24, 2017